/*
  Crédito Chave — Design System Ultra-Refinado (Fintech / Airlume / Vaulta / Payback)
  - 3 Temas Coerentes (Claro, Médio, Escuro) com contraste estrito 4.5:1 (WCAG AA+)
  - Logos em Altíssima Definição com proporção exata para cada tema
  - Navbar responsiva em glassmorphism sem overflow em qualquer largura de tela
  - Heroes com animações sutis de malha (mesh/glow) e identidades visuais exclusivas por página
  - Zero emojis como ícones: Sistema 100% SVG vetorial profissional
  - Cards com alturas uniformes, Bento Grid equilibrado e diagramação refinada
  - Rodapé institucional imersivo com watermark e conformidade CMN 4.935/2021
*/

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Inter:wght@400;500;600;700&display=swap');

:root {
  --fonte-principal: 'Plus Jakarta Sans', 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --azul-cobalto: #1d4ed8;
  --azul-eletrico: #2563eb;
  --azul-claro: #60a5fa;
  --turquesa: #28d2d5;
  --dourado: #d0b172;
  --dourado-brilho: #fde047;
  --verde-ok: #25d366;
  --transicao-suave: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  --raio-card: 24px;
  --raio-pill: 9999px;
}

/* ========================================================
   1. TEMA ESCURO (Padrão Fintech Deep Obsidian & Cobalt)
   ======================================================== */
:root,
[data-tema='escuro'] {
  color-scheme: dark;
  --bg-pagina: #030712;
  --bg-hero: radial-gradient(circle at 50% 18%, #1e3a8a 0%, #070c1e 55%, #030712 100%);
  --bg-bento: #050914;
  --card-bg: rgba(15, 23, 42, 0.88);
  --card-bg-solid: #0c152e;
  --card-borda: rgba(255, 255, 255, 0.09);
  --card-borda-hover: rgba(96, 165, 250, 0.5);
  --card-sombra: 0 16px 40px -10px rgba(0, 0, 0, 0.65), 0 0 0 1px rgba(255, 255, 255, 0.05) inset;
  --nav-bg: rgba(6, 11, 25, 0.92);
  --nav-borda: rgba(255, 255, 255, 0.12);
  --texto-principal: #f8fafc;
  --texto-secundario: #94a3b8;
  --texto-mutado: #64748b;
  --rodape-bg: #02040a;
  --rodape-texto: #64748b;
  --watermark-cor: rgba(255, 255, 255, 0.03);
  --logo-header: url('../img/logo-escuro-hd.png');
  --input-bg: rgba(15, 23, 42, 0.9);
  --input-borda: rgba(255, 255, 255, 0.15);
  --input-texto: #f8fafc;
  --hero-tag-bg: rgba(37, 99, 235, 0.18);
  --hero-tag-borda: rgba(96, 165, 250, 0.35);
  --hero-tag-texto: #93c5fd;
  --badge-flutuante-bg: rgba(10, 18, 38, 0.92);
  --badge-flutuante-borda: rgba(255, 255, 255, 0.18);
}

/* ========================================================
   2. TEMA MÉDIO (Azul Corporativo Safira Crédito Chave)
   ======================================================== */
[data-tema='medio'] {
  color-scheme: dark;
  --bg-pagina: #0c142e;
  --bg-hero: radial-gradient(circle at 50% 18%, #1d4ed8 0%, #0e1d44 55%, #070e24 100%);
  --bg-bento: #0d1736;
  --card-bg: rgba(21, 35, 71, 0.88);
  --card-bg-solid: #15244b;
  --card-borda: rgba(255, 255, 255, 0.12);
  --card-borda-hover: rgba(96, 165, 250, 0.5);
  --card-sombra: 0 16px 40px -10px rgba(0, 0, 0, 0.55), 0 0 0 1px rgba(255, 255, 255, 0.08) inset;
  --nav-bg: rgba(13, 23, 54, 0.92);
  --nav-borda: rgba(255, 255, 255, 0.15);
  --texto-principal: #f8fafc;
  --texto-secundario: #cbd5e1;
  --texto-mutado: #788ebd;
  --rodape-bg: #070c1d;
  --rodape-texto: #788ebd;
  --watermark-cor: rgba(255, 255, 255, 0.04);
  --logo-header: url('../img/logo-escuro-hd.png');
  --input-bg: rgba(13, 23, 54, 0.9);
  --input-borda: rgba(255, 255, 255, 0.18);
  --input-texto: #f8fafc;
  --hero-tag-bg: rgba(37, 99, 235, 0.22);
  --hero-tag-borda: rgba(96, 165, 250, 0.4);
  --hero-tag-texto: #93c5fd;
  --badge-flutuante-bg: rgba(13, 23, 54, 0.92);
  --badge-flutuante-borda: rgba(255, 255, 255, 0.2);
}

/* ========================================================
   3. TEMA CLARO (Estilo Airlume White & Crisp Cobalt)
   ======================================================== */
[data-tema='claro'] {
  color-scheme: light;
  --bg-pagina: #f8fafc;
  --bg-hero: radial-gradient(circle at 50% 15%, #dbeafe 0%, #eff6ff 45%, #f8fafc 100%);
  --bg-bento: #ffffff;
  --card-bg: #ffffff;
  --card-bg-solid: #ffffff;
  --card-borda: #e2e8f0;
  --card-borda-hover: #2563eb;
  --card-sombra: 0 10px 30px -5px rgba(15, 23, 42, 0.08), 0 1px 3px rgba(15, 23, 42, 0.05);
  --nav-bg: rgba(255, 255, 255, 0.95);
  --nav-borda: #cbd5e1;
  --texto-principal: #0f172a;
  --texto-secundario: #334155;
  --texto-mutado: #64748b;
  --rodape-bg: #030712;
  --rodape-texto: #94a3b8;
  --watermark-cor: rgba(255, 255, 255, 0.03);
  --logo-header: url('../img/logo-claro-hd.png');
  --input-bg: #ffffff;
  --input-borda: #cbd5e1;
  --input-texto: #0f172a;
  --hero-tag-bg: #eff6ff;
  --hero-tag-borda: #bfdbfe;
  --hero-tag-texto: #1d4ed8;
  --badge-flutuante-bg: rgba(255, 255, 255, 0.96);
  --badge-flutuante-borda: #e2e8f0;
}

/* Regras de Contraste e Elementos para o Tema Claro */
[data-tema='claro'] .secao-hero-full::before {
  background-image: repeating-linear-gradient(90deg, rgba(37, 99, 235, 0.04) 0px, rgba(37, 99, 235, 0.04) 1px, transparent 1px, transparent 80px);
}

[data-tema='claro'] .titulo-hero-grande {
  color: #0f172a;
}

[data-tema='claro'] .titulo-hero-gradiente {
  background: linear-gradient(135deg, #1e3a8a 20%, #2563eb 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

[data-tema='claro'] .descricao-hero {
  color: #334155;
}

[data-tema='claro'] .hero-metricas-confianca {
  border-top-color: #e2e8f0;
  color: #475569;
}

[data-tema='claro'] .botao-glass {
  background: #ffffff;
  color: #0f172a;
  border-color: #cbd5e1;
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.06);
}

[data-tema='claro'] .botao-glass:hover {
  background: #f1f5f9;
  color: #0f172a;
  border-color: #94a3b8;
}

[data-tema='claro'] .menu-item-link {
  color: #334155;
}

[data-tema='claro'] .menu-item-link:hover {
  color: #0f172a;
  background: #f1f5f9;
}

[data-tema='claro'] .menu-item-link.ativo {
  color: #0f172a;
  background: #e2e8f0;
  font-weight: 700;
}

[data-tema='claro'] .seletor-tema-capsula {
  background: #f1f5f9;
  border-color: #cbd5e1;
}

[data-tema='claro'] .btn-tema-icone {
  color: #64748b;
}

[data-tema='claro'] .btn-tema-icone:hover {
  color: #0f172a;
}

[data-tema='claro'] .btn-hamburguer {
  background: #f1f5f9;
  border-color: #cbd5e1;
  color: #0f172a;
}

[data-tema='claro'] .badge-flutuante-hero {
  box-shadow: 0 14px 30px rgba(15, 23, 42, 0.1);
  color: #0f172a;
}

[data-tema='claro'] .badge-flutuante-hero .badge-texto-titulo {
  color: #0f172a;
}

[data-tema='claro'] .badge-flutuante-hero .badge-texto-sub {
  color: #64748b;
}

[data-tema='claro'] .badge-icone-box {
  background: #eff6ff;
  color: #1d4ed8;
}

[data-tema='claro'] .faixa-bancos-fintech {
  background: #f1f5f9;
  border-bottom-color: #e2e8f0;
}

[data-tema='claro'] .banco-card-pill {
  background: #ffffff;
  border-color: #e2e8f0;
  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.04);
}

[data-tema='claro'] .secao-home-parceiro {
  background: #f1f5f9;
}

[data-tema='claro'] .home-parceiro-card-master {
  background: #ffffff;
  border-color: #e2e8f0;
  box-shadow: 0 20px 40px -10px rgba(15, 23, 42, 0.06);
}

[data-tema='claro'] .home-parceiro-titulo {
  color: #0f172a;
}

[data-tema='claro'] .home-parceiro-desc {
  color: #334155;
}

[data-tema='claro'] .vantagem-item-box {
  background: #f8fafc;
  border-color: #e2e8f0;
}

[data-tema='claro'] .vantagem-item-leg {
  color: #475569;
}

[data-tema='claro'] .simulador-card-painel {
  background: #ffffff;
  border-color: #e2e8f0;
  box-shadow: 0 20px 40px -10px rgba(15, 23, 42, 0.07);
}

[data-tema='claro'] .slider-linha-bloco {
  background: #f8fafc;
  border-color: #e2e8f0;
}

[data-tema='claro'] .card-banco-taxa {
  background: #f8fafc;
  border-color: #e2e8f0;
}

[data-tema='claro'] .card-banco-taxa.melhor-taxa {
  background: #eff6ff;
  border-color: #3b82f6;
}

[data-tema='claro'] .banco-parcela-num {
  color: #0f172a;
}

[data-tema='claro'] .secao-depoimentos-cobalto {
  background: radial-gradient(circle at 50% 20%, #eff6ff 0%, #f1f5f9 60%, #e2e8f0 100%);
  border-bottom-color: #cbd5e1;
}

[data-tema='claro'] .secao-depoimentos-cobalto h2 {
  color: #0f172a !important;
}

[data-tema='claro'] .secao-depoimentos-cobalto p.subtitulo-secao-moderno {
  color: #334155 !important;
}

[data-tema='claro'] .secao-depoimentos-cobalto .eyebrow-pill {
  background: #dbeafe !important;
  color: #1d4ed8 !important;
  border-color: #bfdbfe !important;
}

[data-tema='claro'] .depoimento-card-glass {
  background: #ffffff;
  border-color: #e2e8f0;
  box-shadow: 0 16px 36px -10px rgba(15, 23, 42, 0.08);
}

[data-tema='claro'] .depoimento-aspas {
  color: #334155;
}

[data-tema='claro'] .depoimento-autor h5 {
  color: #0f172a;
}

[data-tema='claro'] .depoimento-autor span {
  color: #64748b;
}

[data-tema='claro'] .etapa-item-card {
  background: #f8fafc;
  border-color: #e2e8f0;
}

[data-tema='claro'] .etapa-item-card.ativa {
  background: #ffffff;
  border-color: #2563eb;
  box-shadow: 0 8px 24px rgba(37, 99, 235, 0.1);
}

[data-tema='claro'] .etapa-item-card h4 {
  color: #0f172a;
}

[data-tema='claro'] .drawer-painel-mobile {
  background: #ffffff;
  border-left-color: #e2e8f0;
}

/* ========================================================
   RESET & BASE GERAL
   ======================================================== */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  font-family: var(--fonte-principal);
  font-size: 16px;
  scroll-behavior: smooth;
  background-color: var(--bg-pagina);
  color: var(--texto-principal);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: hidden;
  background-color: var(--bg-pagina);
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

/* ========================================================
   NAVBAR SUSPENSA EM GLASSMORPHISM (100% RESPONSIVA)
   ======================================================== */
.nav-suspensa-container {
  position: sticky;
  top: 16px;
  left: 0;
  right: 0;
  z-index: 999;
  padding: 0 16px;
  pointer-events: none;
}

.nav-suspensa {
  max-width: 1240px;
  margin: 0 auto;
  background: var(--nav-bg);
  border: 1px solid var(--nav-borda);
  border-radius: var(--raio-pill);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 16px 36px -10px rgba(0, 0, 0, 0.35);
  padding: 10px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  pointer-events: auto;
  transition: var(--transicao-suave);
}

.marca-link-suspensa {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

/* Proporção exata do logo HD (2477 x 603 = ~4.11 : 1) */
.logo-suspensa {
  height: 36px;
  width: 148px;
  background: var(--logo-header) left center / contain no-repeat;
  display: inline-block;
  transition: background-image 0.2s ease;
}

.menu-links-desktop {
  display: none;
}

@media (min-width: 992px) {
  .menu-links-desktop {
    display: flex;
    align-items: center;
    gap: 6px;
  }
}

.menu-item-link {
  font-size: 14px;
  font-weight: 500;
  color: var(--texto-secundario);
  padding: 8px 16px;
  border-radius: var(--raio-pill);
  transition: var(--transicao-suave);
}

.menu-item-link:hover {
  color: var(--texto-principal);
  background: rgba(255, 255, 255, 0.08);
}

.menu-item-link.ativo {
  color: var(--texto-principal);
  background: rgba(255, 255, 255, 0.14);
  font-weight: 600;
}

/* Destaque "Seja um Parceiro" na Navbar */
.link-parceiro-destaque {
  color: var(--dourado) !important;
  background: rgba(208, 177, 114, 0.14);
  border: 1px solid rgba(208, 177, 114, 0.4);
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.link-parceiro-destaque:hover {
  background: var(--dourado) !important;
  color: #0a1128 !important;
  border-color: var(--dourado);
  box-shadow: 0 0 20px rgba(208, 177, 114, 0.45);
}

.ponto-pulse {
  width: 8px;
  height: 8px;
  background: #25d366;
  border-radius: 50%;
  box-shadow: 0 0 10px #25d366;
  animation: pulsar 2s infinite;
}

@keyframes pulsar {
  0% { transform: scale(0.9); opacity: 0.8; }
  50% { transform: scale(1.3); opacity: 1; }
  100% { transform: scale(0.9); opacity: 0.8; }
}

.acoes-direita-nav {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

/* Seletor de Tema Triplo */
.seletor-tema-capsula {
  display: flex;
  align-items: center;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid var(--card-borda);
  border-radius: var(--raio-pill);
  padding: 3px;
  gap: 2px;
}

.btn-tema-icone {
  background: transparent;
  border: none;
  color: var(--texto-mutado);
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: var(--transicao-suave);
}

.btn-tema-icone:hover {
  color: var(--texto-principal);
}

.btn-tema-icone.ativo {
  background: #2563eb;
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(37, 99, 235, 0.4);
}

.btn-hamburguer {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid var(--card-borda);
  color: var(--texto-principal);
  cursor: pointer;
}

@media (min-width: 992px) {
  .btn-hamburguer {
    display: none;
  }
}

/* Responsividade Mobile da Navbar (Zero Overflow) */
@media (max-width: 640px) {
  .nav-suspensa-container {
    padding: 0 8px;
    top: 10px;
  }

  .nav-suspensa {
    padding: 8px 12px;
    gap: 8px;
  }

  .logo-suspensa {
    height: 28px;
    width: 115px;
  }

  .btn-tema-icone {
    width: 25px;
    height: 25px;
  }

  .btn-hamburguer {
    width: 34px;
    height: 34px;
  }

  /* Oculta qualquer botão CTA da navbar suspensa no mobile pequeno para evitar esmagamento */
  .nav-suspensa .acoes-direita-nav .botao-pilula {
    display: none !important;
  }
}

/* Botões Pílula */
.botao-pilula {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 24px;
  font-size: 14px;
  font-weight: 700;
  border-radius: var(--raio-pill);
  transition: var(--transicao-suave);
  cursor: pointer;
  white-space: nowrap;
  border: none;
}

.botao-azul-brilho {
  background: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%);
  color: #ffffff !important;
  box-shadow: 0 8px 24px -4px rgba(37, 99, 235, 0.45);
}

.botao-azul-brilho:hover {
  background: linear-gradient(135deg, #3b82f6 0%, #2563eb 100%);
  transform: translateY(-2px);
  box-shadow: 0 12px 30px -4px rgba(37, 99, 235, 0.65);
  color: #ffffff !important;
}

.botao-glass {
  background: rgba(255, 255, 255, 0.08);
  color: var(--texto-principal);
  border: 1px solid var(--card-borda);
  backdrop-filter: blur(10px);
}

.botao-glass:hover {
  background: rgba(255, 255, 255, 0.16);
  border-color: rgba(255, 255, 255, 0.3);
  transform: translateY(-2px);
}

.botao-whats-pilula {
  background: #25d366;
  color: #072612 !important;
  box-shadow: 0 8px 24px -4px rgba(37, 211, 102, 0.4);
  font-weight: 800;
}

.botao-whats-pilula:hover {
  background: #20ba59;
  transform: translateY(-2px);
  box-shadow: 0 12px 30px -4px rgba(37, 211, 102, 0.6);
  color: #072612 !important;
}

.botao-ouro-pilula {
  background: linear-gradient(135deg, #d0b172 0%, #b8934d 100%);
  color: #0a1128 !important;
  font-weight: 800;
  box-shadow: 0 8px 24px -4px rgba(208, 177, 114, 0.4);
}

.botao-ouro-pilula:hover {
  background: linear-gradient(135deg, #dfc287 0%, #d0b172 100%);
  transform: translateY(-2px);
  box-shadow: 0 12px 30px -4px rgba(208, 177, 114, 0.6);
  color: #0a1128 !important;
}

/* ========================================================
   HERO SECTIONS (Ambient Mesh, Animações Sutis & Full-Bleed)
   ======================================================== */
@keyframes ambientPulse {
  0% { transform: scale(1) translate(0, 0); opacity: 0.6; }
  50% { transform: scale(1.08) translate(-15px, 10px); opacity: 0.85; }
  100% { transform: scale(1) translate(0, 0); opacity: 0.6; }
}

@keyframes floatSoft {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-7px); }
}

.secao-hero-full {
  position: relative;
  background: var(--bg-hero);
  padding: 90px 24px 70px;
  overflow: hidden;
  border-bottom: 1px solid var(--card-borda);
}

.secao-hero-full::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-image: repeating-linear-gradient(90deg, rgba(255, 255, 255, 0.02) 0px, rgba(255, 255, 255, 0.02) 1px, transparent 1px, transparent 80px);
  pointer-events: none;
}

/* Luzes de Fundo com Movimento Sutil */
.hero-aurora-glow {
  position: absolute;
  top: -100px;
  left: 50%;
  transform: translateX(-50%);
  width: 700px;
  height: 450px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.35) 0%, rgba(40, 210, 213, 0.12) 40%, transparent 70%);
  filter: blur(60px);
  pointer-events: none;
  animation: ambientPulse 8s ease-in-out infinite;
  z-index: 1;
}

.hero-grid-conteudo {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
  position: relative;
  z-index: 2;
}

@media (min-width: 992px) {
  .hero-grid-conteudo {
    grid-template-columns: 1.1fr 1fr;
    gap: 48px;
  }
}

.hero-texto {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.tag-hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  align-self: flex-start;
  padding: 6px 16px;
  border-radius: var(--raio-pill);
  background: var(--hero-tag-bg);
  border: 1px solid var(--hero-tag-borda);
  color: var(--hero-tag-texto);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.03em;
}

.titulo-hero-grande {
  font-size: 34px;
  line-height: 1.15;
  font-weight: 800;
  color: var(--texto-principal);
  letter-spacing: -0.03em;
}

@media (min-width: 768px) {
  .titulo-hero-grande {
    font-size: 48px;
  }
}

.titulo-hero-gradiente {
  background: linear-gradient(180deg, #ffffff 30%, #93c5fd 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.descricao-hero {
  font-size: 17px;
  line-height: 1.6;
  color: var(--texto-secundario);
  max-width: 580px;
}

.hero-acoes-botoes {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 10px;
}

.hero-metricas-confianca {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  padding-top: 16px;
  border-top: 1px solid var(--card-borda);
  color: var(--texto-secundario);
  font-size: 13px;
}

.estrelas-avaliacao {
  color: #facc15;
  font-size: 14px;
  letter-spacing: 2px;
}

/* Moldura e Mockup dos Heroes */
.hero-mockup-wrapper {
  position: relative;
  display: flex;
  justify-content: center;
}

.hero-mockup-img {
  width: 100%;
  max-width: 580px;
  height: auto;
  filter: drop-shadow(0 25px 45px rgba(0, 0, 0, 0.55));
}

.hero-card-foto {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  border: 1px solid var(--card-borda);
  box-shadow: 0 25px 50px -15px rgba(0, 0, 0, 0.55);
  width: 100%;
}

.hero-card-foto img {
  width: 100%;
  height: auto;
  aspect-ratio: 16/10;
  object-fit: cover;
  display: block;
}

/* Badges flutuantes sobre a foto do hero */
.badge-flutuante-hero {
  position: absolute;
  background: var(--badge-flutuante-bg);
  border: 1px solid var(--badge-flutuante-borda);
  border-radius: 18px;
  padding: 12px 18px;
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: 0 16px 32px rgba(0, 0, 0, 0.45);
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--texto-principal);
  z-index: 5;
  animation: floatSoft 4s ease-in-out infinite;
}

.badge-topo-direita {
  top: 18px;
  right: 18px;
}

.badge-baixo-esquerda {
  bottom: 18px;
  left: 18px;
  animation-delay: -2s;
}

.badge-icone-box {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: rgba(37, 99, 235, 0.2);
  color: #60a5fa;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.badge-flutuante-hero .badge-texto-titulo {
  font-size: 14px;
  font-weight: 800;
  color: var(--texto-principal);
  line-height: 1.2;
}

.badge-flutuante-hero .badge-texto-sub {
  font-size: 11px;
  color: var(--texto-secundario);
  margin-top: 2px;
  font-weight: 500;
}

/* ========================================================
   FAIXA DOS BANCOS CONECTADOS
   ======================================================== */
.faixa-bancos-fintech {
  background: var(--bg-bento);
  border-bottom: 1px solid var(--card-borda);
  padding: 24px 16px;
  overflow: hidden;
}

.faixa-bancos-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
}

.faixa-bancos-rotulo {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--texto-mutado);
  text-align: center;
}

.bancos-grid-logos {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 12px;
  width: 100%;
}

.banco-card-pill {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--card-borda);
  border-radius: var(--raio-pill);
  padding: 8px 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 44px;
  transition: var(--transicao-suave);
}

.banco-card-pill:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(96, 165, 250, 0.4);
  transform: translateY(-2px);
}

.banco-card-pill img {
  height: 22px;
  width: auto;
  max-width: 90px;
  object-fit: contain;
}

/* ========================================================
   SEÇÃO "SEJA UM PARCEIRO" NA HOME (LOGO ABAIXO DOS BANCOS)
   ======================================================== */
.secao-home-parceiro {
  padding: 80px 24px;
  background: radial-gradient(circle at 50% 30%, rgba(208, 177, 114, 0.07) 0%, transparent 70%);
  border-bottom: 1px solid var(--card-borda);
  position: relative;
}

.home-parceiro-card-master {
  max-width: 1280px;
  margin: 0 auto;
  background: linear-gradient(135deg, rgba(20, 32, 64, 0.9) 0%, rgba(10, 18, 38, 0.95) 100%);
  border: 1px solid rgba(208, 177, 114, 0.35);
  border-radius: 32px;
  padding: 44px 32px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
  box-shadow: 0 25px 60px -15px rgba(0, 0, 0, 0.55), 0 0 0 1px rgba(208, 177, 114, 0.15) inset;
  position: relative;
  overflow: hidden;
}

@media (min-width: 992px) {
  .home-parceiro-card-master {
    grid-template-columns: 1.25fr 1fr;
    padding: 60px 52px;
    gap: 48px;
  }
}

.parceiro-selo-ouro {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border-radius: var(--raio-pill);
  background: rgba(208, 177, 114, 0.15);
  border: 1px solid rgba(208, 177, 114, 0.4);
  color: var(--dourado);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 18px;
}

.home-parceiro-titulo {
  font-size: 28px;
  font-weight: 800;
  line-height: 1.2;
  color: #ffffff;
  letter-spacing: -0.02em;
  margin-bottom: 16px;
}

@media (min-width: 768px) {
  .home-parceiro-titulo {
    font-size: 38px;
  }
}

.home-parceiro-desc {
  font-size: 16px;
  line-height: 1.6;
  color: #cbd5e1;
  margin-bottom: 28px;
}

.grid-vantagens-parceiro-home {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 32px;
}

.vantagem-item-box {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--card-borda);
  border-radius: 18px;
  padding: 18px;
}

.vantagem-item-num {
  font-size: 26px;
  font-weight: 800;
  color: var(--dourado);
  letter-spacing: -0.02em;
}

.vantagem-item-leg {
  font-size: 13px;
  color: var(--texto-secundario);
  margin-top: 4px;
  line-height: 1.4;
}

.parceiro-foto-wrapper {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  border: 1px solid rgba(208, 177, 114, 0.3);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.5);
}

.parceiro-foto-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.badge-comissao-flutuante {
  position: absolute;
  bottom: 18px;
  left: 18px;
  right: 18px;
  background: rgba(10, 18, 38, 0.94);
  border: 1px solid rgba(208, 177, 114, 0.4);
  border-radius: 16px;
  padding: 12px 18px;
  backdrop-filter: blur(12px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

/* ========================================================
   SIMULADOR FINTECH FLUTUANTE NA HOME
   ======================================================== */
.secao-simulador-fintech {
  padding: 80px 24px;
  background: var(--bg-pagina);
  border-bottom: 1px solid var(--card-borda);
}

.simulador-card-painel {
  max-width: 1100px;
  margin: 0 auto;
  background: var(--card-bg);
  border: 1px solid var(--card-borda);
  border-radius: 32px;
  padding: 40px 30px;
  box-shadow: var(--card-sombra);
}

@media (min-width: 768px) {
  .simulador-card-painel {
    padding: 50px 48px;
  }
}

.simulador-cabecalho {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 36px;
}

.abas-simulador-grupo {
  display: inline-flex;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid var(--card-borda);
  border-radius: var(--raio-pill);
  padding: 4px;
  gap: 4px;
}

[data-tema='claro'] .abas-simulador-grupo {
  background: #f1f5f9;
  border-color: #cbd5e1;
}

.aba-sim-btn {
  background: transparent;
  border: none;
  color: var(--texto-secundario);
  font-size: 14px;
  font-weight: 600;
  padding: 9px 20px;
  border-radius: var(--raio-pill);
  cursor: pointer;
  transition: var(--transicao-suave);
}

.aba-sim-btn.ativo {
  background: #2563eb;
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.4);
}

.simulador-grid-corpo {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  margin-top: 32px;
}

@media (min-width: 992px) {
  .simulador-grid-corpo {
    grid-template-columns: 1.15fr 1fr;
    gap: 44px;
  }
}

.slider-linha-bloco {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--card-borda);
  border-radius: 18px;
  padding: 20px;
  margin-bottom: 18px;
}

.slider-linha-topo {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
}

.slider-label {
  font-size: 14px;
  font-weight: 600;
  color: var(--texto-secundario);
}

.slider-valor-display {
  font-size: 18px;
  font-weight: 800;
  color: #2563eb;
}

[data-tema='claro'] .slider-valor-display {
  color: #1d4ed8;
}

.slider-input {
  width: 100%;
  height: 6px;
  border-radius: 4px;
  background: #cbd5e1;
  outline: none;
  -webkit-appearance: none;
  accent-color: #2563eb;
  cursor: pointer;
}

.select-customizado,
.input-customizado {
  width: 100%;
  background: var(--input-bg);
  border: 1px solid var(--input-borda);
  border-radius: 12px;
  color: var(--input-texto);
  font-size: 14px;
  padding: 12px 16px;
  outline: none;
  font-family: inherit;
  transition: var(--transicao-suave);
}

.select-customizado:focus,
.input-customizado:focus {
  border-color: #2563eb;
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.2);
}

.grade-bancos-resultados {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.card-banco-taxa {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--card-borda);
  border-radius: 16px;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  transition: var(--transicao-suave);
}

.card-banco-taxa.melhor-taxa {
  border-color: rgba(40, 210, 213, 0.5);
  background: rgba(40, 210, 213, 0.06);
}

.banco-logo-mini {
  height: 22px;
  width: auto;
  max-width: 90px;
  object-fit: contain;
}

.banco-parcela-num {
  font-size: 17px;
  font-weight: 800;
  color: var(--texto-principal);
  text-align: right;
}

.banco-taxa-sub {
  font-size: 11px;
  color: var(--texto-secundario);
  text-align: right;
}

/* ========================================================
   BENTO GRID COM ALTURAS UNIFORMES E RITMO VISUAL
   ======================================================== */
.secao-bento-geral {
  background: var(--bg-bento);
  padding: 80px 24px;
  border-top: 1px solid var(--card-borda);
  border-bottom: 1px solid var(--card-borda);
}

.bento-conteudo-largura {
  max-width: 1280px;
  margin: 0 auto;
}

.secao-cabecalho-centro {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px;
}

.eyebrow-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 14px;
  border-radius: var(--raio-pill);
  background: rgba(37, 99, 235, 0.12);
  border: 1px solid rgba(96, 165, 250, 0.3);
  color: #2563eb;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 14px;
}

[data-tema='claro'] .eyebrow-pill {
  background: #eff6ff;
  border-color: #bfdbfe;
  color: #1d4ed8;
}

.titulo-secao-moderno {
  font-size: 30px;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--texto-principal);
  margin-bottom: 12px;
}

@media (min-width: 768px) {
  .titulo-secao-moderno {
    font-size: 40px;
  }
}

.subtitulo-secao-moderno {
  font-size: 16px;
  line-height: 1.6;
  color: var(--texto-secundario);
}

.grade-bento-8 {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

@media (min-width: 640px) {
  .grade-bento-8 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .grade-bento-8 {
    grid-template-columns: repeat(4, 1fr);
  }
}

.bento-card {
  background: var(--card-bg);
  border: 1px solid var(--card-borda);
  border-radius: var(--raio-card);
  padding: 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--card-sombra);
  transition: var(--transicao-suave);
  position: relative;
  overflow: hidden;
  min-height: 380px;
}

.bento-card:hover {
  transform: translateY(-4px);
  border-color: var(--card-borda-hover);
  box-shadow: 0 20px 40px -10px rgba(37, 99, 235, 0.18);
}

.bento-card-imagem-topo {
  border-radius: 14px;
  overflow: hidden;
  margin-bottom: 16px;
  height: 140px;
  width: 100%;
}

.bento-card-imagem-topo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.bento-card:hover .bento-card-imagem-topo img {
  transform: scale(1.05);
}

.icone-bento-circulo {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: rgba(37, 99, 235, 0.15);
  color: #3b82f6;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

[data-tema='claro'] .icone-bento-circulo {
  background: #eff6ff;
  color: #1d4ed8;
}

.bento-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--texto-principal);
  margin-bottom: 10px;
  line-height: 1.35;
}

.bento-card p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--texto-secundario);
  margin-bottom: 18px;
}

.link-saber-mais {
  font-size: 13px;
  font-weight: 600;
  color: #2563eb;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: auto;
  transition: var(--transicao-suave);
}

.link-saber-mais:hover {
  gap: 10px;
  color: #1d4ed8;
}

/* ========================================================
   SEÇÃO "TECNOLOGIA & APP DO PARCEIRO" (SaaS Showcase)
   ======================================================== */
.secao-parceiro-showcase {
  padding: 80px 24px;
  background: var(--bg-bento);
  border-bottom: 1px solid var(--card-borda);
  position: relative;
}

.grade-parceiro-assimetrica {
  max-width: 1280px;
  margin: 40px auto 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  align-items: center;
}

@media (min-width: 992px) {
  .grade-parceiro-assimetrica {
    grid-template-columns: 1.2fr 1fr;
    gap: 44px;
  }
}

.parceiro-card-banner {
  background: linear-gradient(135deg, rgba(14, 27, 60, 0.9) 0%, rgba(9, 16, 36, 0.95) 100%);
  border: 1px solid rgba(208, 177, 114, 0.35);
  border-radius: var(--raio-card);
  padding: 38px 32px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  box-shadow: var(--card-sombra);
  position: relative;
  overflow: hidden;
}

[data-tema='claro'] .parceiro-card-banner {
  background: linear-gradient(135deg, #ffffff 0%, #f8fafc 100%);
  border-color: rgba(208, 177, 114, 0.45);
  box-shadow: 0 16px 36px -10px rgba(15, 23, 42, 0.08);
}

[data-tema='claro'] .parceiro-card-banner p {
  color: #334155 !important;
}

.tag-comissao-ouro {
  font-size: 26px;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: -0.02em;
  margin: 6px 0 12px;
}

[data-tema='claro'] .tag-comissao-ouro {
  color: #0f172a;
}

.parceiro-metricas-dupla {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 14px;
  padding-top: 18px;
  border-top: 1px solid var(--card-borda);
}

.metrica-caixa {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--card-borda);
  border-radius: 16px;
  padding: 16px 18px;
}

[data-tema='claro'] .metrica-caixa {
  background: #f1f5f9;
  border-color: #e2e8f0;
}

.metrica-caixa-num {
  font-size: 24px;
  font-weight: 800;
  color: var(--dourado);
  letter-spacing: -0.02em;
}

.metrica-caixa-leg {
  font-size: 13px;
  color: var(--texto-secundario);
  margin-top: 4px;
  line-height: 1.4;
}

/* ========================================================
   SEÇÃO "COMO FUNCIONA" (4 ETAPAS)
   ======================================================== */
.secao-etapas-fluxo {
  background: var(--bg-bento);
  padding: 80px 24px;
  border-top: 1px solid var(--card-borda);
  border-bottom: 1px solid var(--card-borda);
}

.etapas-grid-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  align-items: center;
}

@media (min-width: 992px) {
  .etapas-grid-layout {
    grid-template-columns: 1fr 1.15fr;
    gap: 48px;
  }
}

.lista-etapas-cards {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.etapa-item-card {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--card-borda);
  border-radius: 18px;
  padding: 18px 22px;
  display: flex;
  align-items: flex-start;
  gap: 18px;
  transition: var(--transicao-suave);
}

.etapa-item-card.ativa {
  border-color: rgba(96, 165, 250, 0.45);
  background: rgba(37, 99, 235, 0.08);
}

.numero-etapa-badge {
  font-size: 14px;
  font-weight: 800;
  color: #2563eb;
  background: rgba(37, 99, 235, 0.15);
  border-radius: 10px;
  padding: 6px 10px;
  flex-shrink: 0;
}

.etapa-item-card h4 {
  font-size: 16px;
  font-weight: 700;
  color: var(--texto-principal);
  margin-bottom: 4px;
}

.etapa-item-card p {
  font-size: 13px;
  line-height: 1.5;
  color: var(--texto-secundario);
}

/* ========================================================
   SEÇÃO DE DEPOIMENTOS
   ======================================================== */
.secao-depoimentos-cobalto {
  background: radial-gradient(circle at 50% 20%, #1e3a8a 0%, #0d1a40 50%, #070e24 100%);
  padding: 80px 24px;
  border-bottom: 1px solid var(--card-borda);
}

.depoimentos-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

@media (min-width: 768px) {
  .depoimentos-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.depoimento-card-glass {
  background: rgba(15, 25, 55, 0.7);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--raio-card);
  padding: 28px;
  backdrop-filter: blur(14px);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 20px;
}

.depoimento-aspas {
  font-size: 14px;
  line-height: 1.6;
  color: #e2e8f0;
  font-style: italic;
}

.depoimento-autor {
  display: flex;
  align-items: center;
  gap: 12px;
}

.depoimento-autor img {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid #2563eb;
}

.depoimento-autor h5 {
  font-size: 14px;
  font-weight: 700;
  color: #ffffff;
}

.depoimento-autor span {
  font-size: 12px;
  color: #94a3b8;
}

/* ========================================================
   BANNER CTA FINAL
   ======================================================== */
.secao-cta-final {
  padding: 80px 24px;
  background: var(--bg-pagina);
}

.banner-cta-card {
  max-width: 1000px;
  margin: 0 auto;
  background: linear-gradient(135deg, #1d4ed8 0%, #0c1c4d 100%);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 32px;
  padding: 50px 32px;
  text-align: center;
  box-shadow: 0 25px 60px -15px rgba(37, 99, 235, 0.4);
}

.banner-cta-card h2 {
  font-size: 30px;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: -0.02em;
  margin-bottom: 14px;
}

@media (min-width: 768px) {
  .banner-cta-card h2 {
    font-size: 40px;
  }
}

.banner-cta-card p {
  font-size: 16px;
  color: #bfdbfe;
  max-width: 600px;
  margin: 0 auto 30px;
  line-height: 1.6;
}

.banner-cta-botoes {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px;
}

/* ========================================================
   RODAPÉ MODERNO COM WATERMARK GIGANTE
   ======================================================== */
.rodape-moderno {
  background: #020612 !important;
  color: #94a3b8;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 70px 24px 30px;
  position: relative;
  overflow: hidden;
}

.rodape-moderno .logo-suspensa {
  background-image: url('../img/logo-escuro-hd.png') !important;
}

.rodape-grid-colunas {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  position: relative;
  z-index: 2;
}

@media (min-width: 768px) {
  .rodape-grid-colunas {
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
  }
}

.rodape-coluna h4 {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #ffffff;
  margin-bottom: 18px;
}

.rodape-links-lista {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.rodape-links-lista a {
  font-size: 14px;
  color: #94a3b8;
  transition: var(--transicao-suave);
}

.rodape-links-lista a:hover {
  color: #ffffff;
  transform: translateX(3px);
}

.rodape-linha-inferior {
  max-width: 1280px;
  margin: 50px auto 0;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-direction: column;
  gap: 10px;
  font-size: 12px;
  color: #64748b;
  position: relative;
  z-index: 2;
}

@media (min-width: 768px) {
  .rodape-linha-inferior {
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
  }
}

.watermark-rodape {
  position: absolute;
  bottom: -25px;
  left: 50%;
  transform: translateX(-50%);
  font-size: 16vw;
  font-weight: 900;
  color: rgba(255, 255, 255, 0.03);
  white-space: nowrap;
  pointer-events: none;
  user-select: none;
  letter-spacing: -0.05em;
  z-index: 1;
}

/* ========================================================
   MENU MOBILE DRAWER (GLASSMORPHISM)
   ======================================================== */
.drawer-menu-mobile {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.85);
  backdrop-filter: blur(12px);
  z-index: 2000;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.3s ease, visibility 0.3s ease;
  overflow: hidden;
}

.drawer-menu-mobile.aberto {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.drawer-painel-mobile {
  position: absolute;
  top: 0;
  right: 0;
  width: 85%;
  max-width: 320px;
  height: 100%;
  background: var(--bg-pagina);
  border-left: 1px solid var(--card-borda);
  padding: 24px 18px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  overflow-y: auto;
  transform: translateX(100%);
  transition: transform 0.3s ease;
}

.drawer-menu-mobile.aberto .drawer-painel-mobile {
  transform: translateX(0);
}

/* ========================================================
   REGRAS GLOBAIS DE RESPONSIVIDADE E ANTI-OVERFLOW (< 640px)
   ======================================================== */
@media (max-width: 640px) {
  html, body {
    overflow-x: hidden !important;
    width: 100% !important;
    position: relative;
  }

  /* Previne overflow de botões e CTAs com textos longos */
  .botao-pilula {
    white-space: normal !important;
    text-align: center;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .hero-acoes-botoes,
  .banner-cta-botoes {
    flex-direction: column !important;
    width: 100% !important;
  }

  .hero-acoes-botoes .botao-pilula,
  .banner-cta-botoes .botao-pilula {
    width: 100% !important;
    max-width: 100% !important;
  }

  /* Seções com padding contido para 320px-375px */
  .secao-hero-full {
    padding: 70px 16px 50px !important;
    overflow: hidden !important;
  }

  .hero-aurora-glow {
    max-width: 100vw !important;
    overflow: hidden !important;
  }

  .secao-simulador-fintech {
    padding: 50px 12px !important;
  }

  .simulador-card-painel {
    padding: 24px 14px !important;
    border-radius: 20px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .simulador-grid-corpo {
    gap: 20px !important;
    width: 100% !important;
    max-width: 100% !important;
  }

  .slider-linha-bloco {
    padding: 14px 12px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .card-banco-taxa {
    padding: 12px 14px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .secao-parceiro-showcase {
    padding: 50px 14px !important;
    overflow: hidden !important;
  }

  .parceiro-card-banner {
    padding: 28px 18px !important;
    border-radius: 20px !important;
  }

  .parceiro-metricas-dupla {
    grid-template-columns: 1fr !important;
  }

  .secao-home-parceiro {
    padding: 50px 14px !important;
  }

  .home-parceiro-card-master {
    padding: 28px 16px !important;
    border-radius: 20px !important;
  }

  .grid-vantagens-parceiro-home {
    grid-template-columns: 1fr !important;
  }

  .badge-comissao-flutuante {
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 8px !important;
  }

  .badge-flutuante-hero {
    padding: 8px 12px !important;
    font-size: 12px !important;
  }

  .badge-flutuante-hero .badge-texto-titulo {
    font-size: 12px !important;
  }

  .badge-flutuante-hero .badge-texto-sub {
    font-size: 10px !important;
  }

  .badge-topo-direita {
    top: 10px !important;
    right: 10px !important;
  }

  .badge-baixo-esquerda {
    bottom: 10px !important;
    left: 10px !important;
  }

  /* Previne overflow em tabelas */
  .tabela-comparativa-wrapper {
    padding: 16px 10px !important;
    border-radius: 18px !important;
    overflow-x: auto !important;
    -webkit-overflow-scrolling: touch !important;
    width: 100% !important;
    max-width: 100% !important;
  }

  /* Watermark do rodapé desativado em telas estreitas */
  .watermark-rodape {
    display: none !important;
  }
}

/* ========================================================
   NOVO: BOTÃO FLUTUANTE DE WHATSAPP (OFICIAL & REQUINTADO)
   ======================================================== */
.btn-whatsapp-flutuante {
  position: fixed;
  bottom: 26px;
  right: 26px;
  z-index: 9999;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(135deg, #25d366 0%, #128c7e 100%);
  color: #ffffff !important;
  padding: 12px 20px 12px 16px;
  border-radius: 9999px;
  box-shadow: 0 10px 28px -3px rgba(37, 211, 102, 0.5), 0 4px 14px rgba(0, 0, 0, 0.35);
  text-decoration: none;
  font-family: inherit;
  font-size: 14px;
  font-weight: 700;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  border: 1px solid rgba(255, 255, 255, 0.3);
  backdrop-filter: blur(8px);
}

.btn-whatsapp-flutuante:hover {
  transform: translateY(-4px) scale(1.03);
  box-shadow: 0 16px 36px -4px rgba(37, 211, 102, 0.7), 0 8px 20px rgba(0, 0, 0, 0.45);
  background: linear-gradient(135deg, #2be66f 0%, #149c8d 100%);
  color: #ffffff !important;
}

.btn-whatsapp-icone-svg {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}

.btn-whatsapp-texto {
  letter-spacing: 0.02em;
  white-space: nowrap;
}

@media (max-width: 640px) {
  .btn-whatsapp-flutuante {
    bottom: 20px;
    right: 18px;
    padding: 14px;
    border-radius: 50%;
  }
  .btn-whatsapp-texto {
    display: none;
  }
  .btn-whatsapp-icone-svg {
    width: 28px;
    height: 28px;
  }
}

/* ========================================================
   NOVO: BADGES INVERTIDOS NO HERO PARCEIRO
   ======================================================== */
.badge-topo-esquerda {
  top: 18px;
  left: 18px;
}

.badge-baixo-direita {
  bottom: 18px;
  right: 18px;
  animation-delay: -2s;
}

@media (max-width: 640px) {
  .badge-topo-esquerda {
    top: 10px !important;
    left: 10px !important;
  }
  .badge-baixo-direita {
    bottom: 10px !important;
    right: 10px !important;
  }
}

/* ========================================================
   NOVO: PLAYER DE VÍDEO FINTECH PREMIUM
   ======================================================== */
.video-showcase-container {
  max-width: 980px;
  margin: 0 auto;
  border-radius: 24px;
  overflow: hidden;
  border: 1px solid var(--card-borda);
  box-shadow: 0 25px 60px -15px rgba(0, 0, 0, 0.6);
  background: #020617;
  position: relative;
}

.video-showcase-container video {
  width: 100%;
  height: auto;
  display: block;
  aspect-ratio: 16/9;
  object-fit: cover;
}

/* ========================================================
   NOVO: WIDGET GRÁFICO DE COMISSÕES 100% PROGRAMADO
   ======================================================== */
.widget-comissao-grafico {
  max-width: 900px;
  margin: 40px auto 0;
  background: var(--bg-card);
  border: 1px solid var(--card-borda);
  border-radius: 28px;
  padding: 36px 32px 28px;
  box-shadow: var(--card-sombra);
  position: relative;
  overflow: hidden;
}

.widget-comissao-grafico::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 240px;
  height: 240px;
  background: radial-gradient(circle, rgba(208, 177, 114, 0.15) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.widget-grafico-topo {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 28px;
}

.widget-grafico-valor-box .widget-grafico-legenda {
  font-size: 13px;
  color: var(--texto-secundario);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 8px;
}

.widget-grafico-valor-box .widget-grafico-num {
  font-size: 38px;
  font-weight: 900;
  color: var(--texto-principal);
  letter-spacing: -0.03em;
  margin-top: 6px;
}

.widget-grafico-num span {
  color: var(--dourado);
}

.widget-badge-recorde {
  background: rgba(208, 177, 114, 0.15);
  border: 1px solid var(--dourado);
  color: var(--dourado);
  padding: 6px 14px;
  border-radius: 9999px;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.06em;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.widget-barras-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 16px;
  align-items: flex-end;
  height: 220px;
  padding: 20px 0 10px;
  border-bottom: 1px solid var(--card-borda);
}

.widget-coluna-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  height: 100%;
  justify-content: flex-end;
  gap: 10px;
}

.widget-barra-bg {
  width: 100%;
  max-width: 52px;
  background: rgba(255, 255, 255, 0.04);
  border-radius: 12px 12px 4px 4px;
  height: 100%;
  display: flex;
  align-items: flex-end;
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.05);
}

.widget-barra-preenchimento {
  width: 100%;
  border-radius: 10px 10px 0 0;
  background: linear-gradient(180deg, #3b82f6 0%, #1d4ed8 100%);
  transition: height 0.8s ease;
  position: relative;
}

.widget-barra-preenchimento.barra-ouro {
  background: linear-gradient(180deg, #dfc287 0%, #b8934d 100%);
  box-shadow: 0 0 20px rgba(208, 177, 114, 0.5);
}

.widget-coluna-mes {
  font-size: 12px;
  font-weight: 700;
  color: var(--texto-secundario);
}

.widget-coluna-valor {
  position: absolute;
  top: -26px;
  left: 50%;
  transform: translateX(-50%);
  font-size: 11px;
  font-weight: 800;
  color: var(--texto-principal);
  white-space: nowrap;
}

.widget-grafico-metricas-rodape {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 16px;
  margin-top: 24px;
  padding-top: 8px;
}

.widget-mini-metrica {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.widget-mini-metrica .label {
  font-size: 12px;
  color: var(--texto-mutado);
  font-weight: 600;
}

.widget-mini-metrica .val {
  font-size: 16px;
  font-weight: 800;
  color: var(--texto-principal);
}

@media (max-width: 640px) {
  .widget-comissao-grafico {
    padding: 24px 16px 20px;
  }
  .widget-grafico-valor-box .widget-grafico-num {
    font-size: 28px;
  }
  .widget-barras-grid {
    height: 180px;
    gap: 8px;
  }
  .widget-coluna-valor {
    font-size: 9px;
  }
}

/* ========================================================
   NOVO: SEÇÃO DE PLANOS DE ASSINATURA DO APP SAAS
   ======================================================== */
.secao-planos-saas {
  padding: 90px 24px;
  max-width: 1280px;
  margin: 0 auto;
  scroll-margin-top: 100px;
}

.grid-planos-saas {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
  margin-top: 48px;
}

@media (min-width: 960px) {
  .grid-planos-saas {
    grid-template-columns: repeat(3, 1fr);
  }
}

.card-plano-saas {
  background: var(--bg-card);
  border: 1px solid var(--card-borda);
  border-radius: 28px;
  padding: 36px 30px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--card-sombra);
  position: relative;
  transition: var(--transicao-suave);
}

.card-plano-saas:hover {
  transform: translateY(-6px);
  border-color: rgba(208, 177, 114, 0.4);
  box-shadow: 0 25px 45px -12px rgba(0, 0, 0, 0.4);
}

.card-plano-saas.destaque-popular {
  border: 2px solid var(--dourado);
  background: linear-gradient(180deg, rgba(208, 177, 114, 0.08) 0%, var(--bg-card) 40%);
  box-shadow: 0 20px 45px -10px rgba(208, 177, 114, 0.25);
}

.tag-plano-topo {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(135deg, #d0b172 0%, #b8934d 100%);
  color: #0a1128;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 5px 16px;
  border-radius: 9999px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.3);
  white-space: nowrap;
}

.plano-nome {
  font-size: 22px;
  font-weight: 800;
  color: var(--texto-principal);
  margin-bottom: 8px;
}

.plano-subtitulo {
  font-size: 13px;
  color: var(--texto-secundario);
  min-height: 38px;
}

.plano-preco-bloco {
  margin: 24px 0;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--card-borda);
}

.plano-preco-principal {
  display: flex;
  align-items: baseline;
  gap: 4px;
}

.plano-cifrao {
  font-size: 20px;
  font-weight: 700;
  color: var(--texto-principal);
}

.plano-valor {
  font-size: 44px;
  font-weight: 900;
  color: var(--texto-principal);
  letter-spacing: -0.03em;
}

.plano-periodo {
  font-size: 14px;
  color: var(--texto-secundario);
  font-weight: 600;
}

.plano-desconto-nota {
  margin-top: 6px;
  font-size: 12px;
  font-weight: 700;
  color: var(--verde-ok);
}

.plano-lista-beneficios {
  list-style: none;
  padding: 0;
  margin: 0 0 32px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.plano-beneficio-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--texto-secundario);
  line-height: 1.4;
}

.plano-beneficio-check {
  width: 18px;
  height: 18px;
  color: var(--verde-ok);
  flex-shrink: 0;
  margin-top: 1px;
}

/* ========================================================
   NOVO: SEÇÃO DE HELENA IA & SEÇÃO DE CURSOS NA PÁGINA DO PARCEIRO
   ======================================================== */
.secao-destaque-split {
  padding: 80px 24px;
  max-width: 1280px;
  margin: 0 auto;
}

.card-split-conteudo {
  background: var(--bg-card);
  border: 1px solid var(--card-borda);
  border-radius: 32px;
  padding: 48px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 44px;
  align-items: center;
  box-shadow: var(--card-sombra);
  position: relative;
  overflow: hidden;
}

@media (min-width: 992px) {
  .card-split-conteudo {
    grid-template-columns: 1fr 1fr;
  }
}

.card-split-foto {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 20px 40px -10px rgba(0, 0, 0, 0.5);
  border: 1px solid var(--card-borda);
  position: relative;
}

.card-split-foto img {
  width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
}

/* Ajuste específico para conter a tabela de produtividade */
.secao-produtividade-container {
  max-width: 1040px;
  margin: 0 auto;
  padding: 0 24px;
}

@media (max-width: 640px) {
  .secao-destaque-split {
    padding: 40px 16px !important;
  }
  .card-split-conteudo {
    padding: 24px 18px !important;
    border-radius: 24px !important;
    gap: 24px !important;
  }
  .secao-produtividade-container {
    padding: 0 16px !important;
  }
}

/* Menu de serviços (14/10/2026): um item "Serviços" que abre a lista de todas as linhas de crédito.
   Abre ao passar o mouse, ao focar pelo teclado e ao tocar (js/app.js alterna .aberto). */
.menu-servicos { position: relative; }
.menu-servicos-botao { display: inline-flex; align-items: center; gap: 6px; background: none; border: 0; cursor: pointer; font-family: inherit; }
.menu-servicos-botao svg { transition: transform 0.2s ease; }
.menu-servicos-painel {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%) translateY(6px);
  width: 320px; padding: 8px; display: grid; gap: 2px;
  background: var(--card-bg); border: 1px solid var(--card-borda); border-radius: 18px; box-shadow: var(--card-sombra);
  backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
  opacity: 0; visibility: hidden; transition: opacity 0.18s ease, transform 0.18s ease, visibility 0.18s; z-index: 60;
}
/* Ponte invisível entre o botão e o painel, para o mouse não "cair" no vão. */
.menu-servicos-painel::before { content: ''; position: absolute; left: 0; right: 0; top: -12px; height: 12px; }
.menu-servicos:hover .menu-servicos-painel, .menu-servicos:focus-within .menu-servicos-painel, .menu-servicos.aberto .menu-servicos-painel {
  opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0);
}
.menu-servicos:hover .menu-servicos-botao svg, .menu-servicos.aberto .menu-servicos-botao svg { transform: rotate(180deg); }
.menu-servico-item { display: grid; gap: 2px; padding: 10px 14px; border-radius: 12px; text-decoration: none; transition: var(--transicao-suave); }
.menu-servico-item strong { font-size: 14px; font-weight: 600; color: var(--texto-principal); }
.menu-servico-item span { font-size: 12.5px; color: var(--texto-secundario); }
.menu-servico-item:hover, .menu-servico-item:focus-visible { background: rgba(208, 177, 114, 0.14); outline: none; }
.menu-servico-item.ativo { background: rgba(208, 177, 114, 0.18); }
.menu-servico-item.ativo strong { color: var(--dourado); }
.menu-gaveta-titulo { font-size: 12px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--texto-mutado); padding: 6px 16px 0; }
.menu-item-sub { padding-left: 26px !important; font-size: 14px; }

/* Menu de serviços em duas colunas: "Para você" e "Para empresas" (14/10/2026). */
.menu-servicos-painel { width: 600px; grid-template-columns: 1fr 1fr; gap: 6px; }
.menu-servicos-coluna { display: grid; gap: 2px; align-content: start; }
.menu-servicos-grupo { font-size: 11.5px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--texto-mutado); padding: 8px 14px 4px; }